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WhatSign
Legally secured
electronic signature
Service with advanced technology that allows identifying and fully linking signatories, keeping transparency in signed documents and mitigating to a minimum the risk of fraud.
What does WhatSign
has to offer?
Easy signature
WhatSign is easy to use and very intuitive for your clients,without needing to install an app.
Legislation adaptability
We look to fulfill the legal requirements to allow the use of our electronic signature service in most of the formalities and cases according to each country's legislation.
Legal support
Eliminating fraud risk, WhatSign is ready to act as a proficient if a litigation requires to prove the identities of the signatories.
Operative savings
Agility in digitization and process automation. reducing paper usage, mailing service and in situ procedures.
Who can use WhatSign?
Our electronic signature platform has been designed for clients/users from any institution to subscribe by a digital process - not presential - through their cell phones or computers, multiple procedures closure, such as:
Banking / Financial
Credit card application and contracts, car loans, personal loans (with no real estate guarantee), addendums for financial relief, notes and bonds, bank reference and balance letters, due diligence forms, credit history request.
Insurance
Insurance application, bond contracts, due diligence forms, final beneficiary certifications, promissory notes, claim forms, beneficiary change request, policy change request, health certifications.
Real Estate
Reservation and Real Estate Unit Separation contract, Purchase and Sale Promise Contract, Addendum to the purchase and sale promise contract, Onboarding, Due Diligence Form, APC Authorization
Construction and subcontractors contract, Contract with suppliers, Settlements, Private Rental Contract, Payment arrangements, Promissory Notes, Real estate unit Delivery Acts and list of exceptions.Legal
Documents can vary and it will depend on the law firm experience and the current country’s legislation.
Remember that every document can be signed with WhatSign if the country’s legislation allows it. We guide and support you in document revision with legal tips specific to each country under the respective legislation and regulation!
Can I use WhatSign in my country?
Don't’ worry!
Contact us and we will assist you to understand legislation in your country regarding electronic signature and support you to subscribe your documents and contracts quickly, safely and with no presential using WhatSign.
Panama
Law N° 51 from 2008 defines and regulates electronic documentation, electronic signatures, the presentation of technological storage services with certification of electronic signatures and adopts other decisions for the development of electronic commerce. Law 51 was replaced by Law N° 82 in 2012.
Types of electronic signatures in Panama: simple electronic signature and qualified electronic signature (issued by the Direction of Electronic Signature and Public Record). WhatSign is a simple electronic signature.
Peru
Law N° 27269, updated in February 2021 by Supreme Decret N° 029-2021-PCM, provides the same validity and legal effectiveness to electronic signature as the usage of handwriting signature or another means that entail manifestation of will.
Types of electronic signatures in Peru. Simple electronic signature, advanced electronic signature, qualified electronic signature (digital signature). Whatsign is an advanced electronic signature.
Ecuador
Law N°2002-67 of Electronic Commerce, Electronic Signatures and Data Messages (LCE) regulates data messages, electronic signatures, certification services, electronic hiring and telematics, provision of electronic services, through information networks, including electronic commerce and protection of the users of these systems.
Types of electronic signatures in Ecuador: digital signature, electronic signature, certified electronic signature. Whatsign is an electronic signature.
Who we are and
what’s our experience
WhatSign is the result of a strategic joint venture between the Panamanian companies: Quantic Vision, technology specialized, and the law firm Sucre l Arias l Reyes.
Quantic Vision, supplier of information and communication technologies specialized in the development of solutions that allow companies control, improve and enrich their relation and communications with their clients.
Sucre l Arias l Reyes, has specialty in fintechs, offers a wholesome legal practice to provide to their clients solutions in all legal areas, including law in informatics and new technologies.
Let’s talk about technology and security
Meet some of our main technologies that we use to eliminate fraud risks by some of the signatories.
Identification of signatories identity.
Through facial recognition and artificial intelligence (AI), we match the face and identity data of the signatory with his ID card subscribed by the entity. It also includes ID matching with Tribunal Electoral (Ecuador) and RENIEC (Peru).
Proof of life
Through biometrics to measure and analyze physical features and reactions at the time with the purpose of detecting attacks during presentation / identity fraud.
Voice recognition
Linking the signatory and the documents through the dictation of digits from the “hash” of documents and the time in which they are signed.
Digital Certification
The document is sealed using an electronic certificate to prevent any alterations. These certifications are issued by a certifier member from Adobe Approved Trust List.
Blockchain
We record information regarding the signature process through blockchain at the moment of the signature, for being an unalterable data logging system, which would serve as a proof of veracity and integrity of the information in case of any fraud attempt from the signatory.
Clients that trust in WhatSign
As part of our innovation and digital transformation strategy of our services, WhatSign implementation provides us a major agility in the process with clients and suppliers, since it allows us to obtain a digital signature. The same way, our controls got strengthened in customers identification validation, being an important tool to reduce identity fraud. All this without losing time for Basini.